{"id":12490,"date":"2023-10-20T11:43:23","date_gmt":"2023-10-20T06:13:23","guid":{"rendered":"https:\/\/www.finsafe.in\/financial-counselling\/?page_id=12490"},"modified":"2025-07-11T11:56:06","modified_gmt":"2025-07-11T06:26:06","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/www.finsafe.in\/financial-counselling\/how-it-works\/","title":{"rendered":"How it works"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12490\" class=\"elementor elementor-12490\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-660f62ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"660f62ff\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12d20026\" data-id=\"12d20026\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3336ad5 elementor-widget elementor-widget-heading\" data-id=\"3336ad5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Being a certified Financial Planner (CFP), \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-321c9e4 elementor-widget elementor-widget-heading\" data-id=\"321c9e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">the financial counselor can assist you with<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-953e55c elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"953e55c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-abc53c6\" data-id=\"abc53c6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc3d8ac elementor-widget elementor-widget-image\" data-id=\"bc3d8ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"294\" height=\"294\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon.jpg\" class=\"attachment-full size-full wp-image-12491\" alt=\"\" srcset=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon.jpg 294w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon-150x150.jpg 150w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon-200x200.jpg 200w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon-100x100.jpg 100w\" sizes=\"(max-width: 294px) 100vw, 294px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-dd53dbe\" data-id=\"dd53dbe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d9b9c2 elementor-widget elementor-widget-image\" data-id=\"3d9b9c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"294\" height=\"294\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon.jpg\" class=\"attachment-full size-full wp-image-12494\" alt=\"\" srcset=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon.jpg 294w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon-150x150.jpg 150w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon-200x200.jpg 200w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon-100x100.jpg 100w\" sizes=\"(max-width: 294px) 100vw, 294px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6109918\" data-id=\"6109918\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09d5689 elementor-widget elementor-widget-image\" data-id=\"09d5689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"294\" height=\"294\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon.jpg\" class=\"attachment-full size-full wp-image-12492\" alt=\"\" srcset=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon.jpg 294w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon-150x150.jpg 150w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon-200x200.jpg 200w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon-100x100.jpg 100w\" sizes=\"(max-width: 294px) 100vw, 294px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7154dbd\" data-id=\"7154dbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7bc6962 elementor-widget elementor-widget-image\" data-id=\"7bc6962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"294\" height=\"294\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon.jpg\" class=\"attachment-full size-full wp-image-12495\" alt=\"\" srcset=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon.jpg 294w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon-150x150.jpg 150w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon-200x200.jpg 200w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon-100x100.jpg 100w\" sizes=\"(max-width: 294px) 100vw, 294px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2826c3a elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2826c3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1. How much should I be saving?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">2. Are my savings enough to cover for any unexpected emergencies?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3. Where should I keep my savings?<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fdf820 elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"1fdf820\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3341\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3341\" aria-expanded=\"false\"><i class=\"imgicon\"><img src =\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3342\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3342\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3343\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3343\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3344\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3344\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3341\" aria-expanded=\"false\"><i class=\"imgicon\"><img src =\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/saving-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3341\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3341\" tabindex=\"0\" hidden=\"false\"><ul class=\"flip_listd\">\n \t<li>How much should I be saving?<\/li>\n \t<li>Are my savings enough to cover for any unexpected emergencies?<\/li>\n \t<li>Where should I keep my savings?<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3342\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/borrowing-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3342\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3342\" tabindex=\"0\" hidden=\"hidden\"><ul class=\"flip_listd\">\n \t<li>Is it wise to take a loan to repay my existing debt?<\/li>\n \t<li>Which of the loans should I prepay first among personal loan, vehicle loan, home loan and gold loan?<\/li>\n \t<li>Should I prepay my home loan or use that additional money to invest elsewhere?<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3343\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/tax-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3343\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3343\" tabindex=\"0\" hidden=\"hidden\"><ul class=\"flip_listd\">\n \t<li>Where can I invest to save tax?<\/li>\n \t<li>Should I take a home loan to save tax?<\/li>\n \t<li>Do I need to pay taxes on the gains I am making in my investments?<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3344\" aria-expanded=\"false\"><i class=\"imgicon\"><img decoding=\"async\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/estate-icon.jpg\"><\/i><\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3344\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3344\" tabindex=\"0\" hidden=\"hidden\"><ul class=\"flip_listd\">\n \t<li>When should I start estate planning?<\/li>\n \t<li>Do I need to provide nominations in my investments?<\/li>\n \t<li>Do I need to write a Will or set up a trust?<\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1c80af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1c80af\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-081158f\" data-id=\"081158f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d40c10 elementor-widget elementor-widget-heading\" data-id=\"0d40c10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bffc53e elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bffc53e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"81\" height=\"81\" xml:space=\"preserve\" viewBox=\"0 0 81 81\">    <image width=\"81\" height=\"81\" 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\"><\/image>  <\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">45 minutes One - on - One  counselling<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"81\" height=\"81\" xml:space=\"preserve\" viewBox=\"0 0 81 81\">    <image width=\"81\" height=\"81\" 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 <\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Unbaised No brand\/ Scheme  recomendations<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e3441f elementor-widget elementor-widget-button\" data-id=\"9e3441f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finleap.finsafe.in\/public-counselling\/financial-counselling\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b93d7ab\" data-id=\"b93d7ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13bc3a3 elementor-widget elementor-widget-heading\" data-id=\"13bc3a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to come prepared for \nthe counselling meeting<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc6a76 spu-open-12782 elementor-widget elementor-widget-image\" data-id=\"4cc6a76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"737\" height=\"546\" src=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works.jpg\" class=\"attachment-large size-large wp-image-12496\" alt=\"\" srcset=\"https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works.jpg 737w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works-300x222.jpg 300w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works-590x437.jpg 590w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works-577x427.jpg 577w, https:\/\/www.finsafe.in\/financial-counselling\/wp-content\/uploads\/2023\/10\/how-it-works-600x445.jpg 600w\" sizes=\"(max-width: 737px) 100vw, 737px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00b5d66 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"00b5d66\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c512aa6\" data-id=\"c512aa6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f9c335 elementor-widget elementor-widget-text-editor\" data-id=\"5f9c335\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Disclaimer<\/strong>: Finsafe is facilitating the financial counselling service through certified financial planners. The purpose of the Financial Counselling is to help answer queries on personal finance for individuals. Thus is solely meant for education purposes. There is no guarantee that goals of the individual will be achieved. Finsafe India shall not be liable under, or in connection with, this Licence or any collateral contract for &#8211; loss of income\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6364191 elementor-widget elementor-widget-text-editor\" data-id=\"6364191\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8211; loss of income<br \/>&#8211; loss of business profits or contracts &#8211; business interruption<br \/>&#8211; loss of the use of money or anticipated savings &#8211; loss of information <br \/>&#8211; loss of opportunity, goodwill or reputation <br \/>&#8211; loss of, damage to or corruption of data or any indirect or consequential <br \/>&#8211; loss or damage of any kind howsoever arising and whether caused by tort (including negligence), breach of contract or otherwise<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Being a certified Financial Planner (CFP), the financial counselor can assist you with 1. How much should I be saving? 2. Are my savings enough to cover for any unexpected emergencies? 3. Where should I keep my savings? How much should I be saving? Are my savings enough to cover for any unexpected emergencies? Where [&hellip;]<\/p>\n","protected":false},"author":550,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","footnotes":""},"class_list":["post-12490","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/pages\/12490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/users\/550"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/comments?post=12490"}],"version-history":[{"count":83,"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/pages\/12490\/revisions"}],"predecessor-version":[{"id":33694,"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/pages\/12490\/revisions\/33694"}],"wp:attachment":[{"href":"https:\/\/www.finsafe.in\/financial-counselling\/wp-json\/wp\/v2\/media?parent=12490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}