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Buy Vs Rent Calculator

Should you Buy or stay on Rent Calculator

Staying on a Rented House?

Annual rent paid by you (Rs)

50000
2000000

One time security deposit paid by you (Rs)

10000
1000000

Number of years on rent

1
50

What is the annual increase in your rent?

0
100

Total Rent Paid for the entire period

₹88,82,204

Buying the Dream House?

What is the Cost of the Property? (Rs)

2500000
50000000

What is the Downpayment Amount? (Rs)

500000
10000000

What is the Loan Amount taken? (Rs)

1000000
30000000

What is the annual interest charged? (%)

5.0
100

Enter the Loan Tenure in years

5
25

Stamp duty charges? (Rs)

10000
1000000

What is the registration charges? (Rs)

10000
10000000

Annual Property tax to be paid (Rs)

1000
100000

Annual Maintenance of the property (Rs)

10000
300000

What is the aproximate annual property appreciation (%)

1
100

Total Annual Maintenance of the property (Rs)

Total Cost of Property (Rs)

₹ 1,38,82,281

Value of Property at the end of tenure (Rs)

₹ 1,66,69,366

Extra cost paid for purchase over renting (Rs)

₹ 50,00,077

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Disclaimer: Please note that the calculations displayed by this tool may not be 100% accurate, correct and/or complete and that they are intended solely for general information and education purposes. You should not take any action on the basis of the information provided by this application as it should NOT be considered as a substitute for any professional financial service or advice. The creator of this calculator is in no way liable of any actions that might be taken by users.