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Human Life Value Calculator

The Human Life Value (HLV) Calculator helps you identify your life insurance needs on basis of income expenses, liabilities and investments and secure your family’s future.

What is your annual expenses? (in Rs)

10000
5000000

For how many years do you want to provide the income for the family? (in Rs)

5
80

Expected Inflation Rate (%)

1
50

Expected Return on Investments (%)

1
50

Outstanding value of Loans (exclude Home Insurance)

0
10000000

Total Value of Current Investments

0
10000000

Existing Life Cover

0
50000000

Goals You need money for

0
50000000

Total Insurance required (Rs)

- ₹18,96,739.13

To create a detailed Financial Plan

 

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Disclaimer: Please note that the calculations displayed by this tool may not be 100% accurate, correct and/or complete and that they are intended solely for general information and education purposes. You should not take any action on the basis of the information provided by this application as it should NOT be considered as a substitute for any professional financial service or advice. The creator of this calculator is in no way liable of any actions that might be taken by users.