The financial red flags women must watch for and how to deal with them
For Vrinda, 36, her go-to for financial advice was a group of colleagues known to be smart investors. Once a strong advocate of them, she now cautions others against such groups. Like many women, Vrinda had never learnt about money management and kept out of financial conversations at home, with her partner preferring to keep
Two strategies to help women invest better in equities
Making investments has become easier than ever, but making investment choices has become harder than ever. Till a decade ago, investing required paperwork and intermediaries. Today, anyone can open an account in minutes, automate SIPs, track markets in real time and access thousands of funds and products from a phone. But decision-making has become more
Missed Declaring Foreign Income? You Now Have 6 Months to Fix It
If you forgot to disclose foreign income or overseas assets in your income tax return, there is relief. The government has introduced a six-month disclosure window to help taxpayers regularize past omissions and avoid penalties under the Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015. Why This Is Important Under
No change in taxes: It is time to focus on post-tax returns
The much-awaited budget has come and gone without any tax changes, much to the disappointment of many. Given that a very small number of Indians pay tax and with all the changes done last year, any more concessions seemed unlikely. Now that the budget is done with, with the changing socio-economic environment, it is
Impactful Budget 2026 Tax & Personal Finance Changes
✅ 1. Share Buyback Taxation – Relief for Retail Investors Earlier, profits from share buybacks were taxed at the investor’s income tax slab rate, going as high as 30%. This made buybacks an expensive exit option for individual shareholders. Budget 2026 changes this by taxing buybacks as capital gains, with a concessional rate of around
Budget 2026: No change in Income Tax slab for Financial Year 2026 – 2027
he Finance Minister did not announce any changes to income tax slabs under either the old or the new tax regime. As a result, taxpayers continue to be governed by the existing slab structures. While tax rates remained unchanged, the government proposed a procedural ease by extending the ITR filing deadline to 31 March, subject to a nominal late
Should you invest in silver in 2026?
Silver took centre stage in 2025 with 150% returns, outpacing gold and equities. The rally was driven by a sustained supply squeeze due to structural pressures like ongoing supply deficits, declining global inventories and steady industrial demand led by solar panels, electric vehicles, and data centres. Stockpiling by ETF investors amplified the rally furthur. With
Navigating retirement solo- an unspoken reality
What we plan for ourselves isn’t always what life plans for us. Mansi, 50, was preparing for a peaceful retired life with her husbandwho had taken early retirement. But his sudden death means she now faces retirement alone. She is among a rising number of Indians entering their golden years solo—due to death, divorce, or
The spending saving conundrum
This is a common dilemma individuals face – save or spend. It ultimately boils down to choosing retirement savings or spending on essential goals like education or marriage. Investors sometimes perceive financial advice to be harsh, especially when it challenges the way they think about money. Take the Sridhar and Rekha Pai, whose daughter’s marriage
Why it is time to focus on big financial goals
Focusing too much on micro-wins can mean higher spending as it is only when one has high spends that one can get high reward points. These days the hot topic in personal finance on social media seems to be on credit card points optimisation. This has led to many queries on how one can get