Power to Choose: Decoding Women’s Financial Wellness in India (2025 Edition)

The data, decisions, and desires shaping women’s financial lives in 2025

The 2025 Womantra Report is more than a study, it’s a mirror, a movement, and a momentum-muse. This year’s findings reflect the growing ambition, readiness, and awareness among Indian women when it comes to managing money, investing, and taking charge of their financial future.

But the journey isn’t without roadblocks. From low confidence to lack of access, Indian women continue to navigate a financial system not designed with them in mind.

In this year’s edition, Power to Choose, we surveyed over 800 women across the country to understand their mindset, money habits, worries, and aspirations. The results are clear: women are not risk-averse, they are risk-aware. They don’t need to be convinced to care about their money. They need to be supported to act.

What You Will Learn:

  • How women define true financial independence in 2025
  • Where confidence gaps exist, and how they differ from capability gaps
  • The top financial worries of women, and how prepared they feel for emergencies
  • What’s stopping women from investing (it’s not a lack of interest)
  • The sharp rise in intent to invest, plan, and prepare in 2025
  • What kind of support women want from advisors, employers, and content creators

Key Findings

1) What Does Financial Independence Mean to You?

Women are redefining independence: not as income, but as sufficiency and stability.

2) Self-Rating Across Financial Actions

She’s doing the work; but still doubts if she’s doing it right.

3) Top Financial Worries

Nearly two-thirds of women feel financially unprepared.

4) Who Manages Your Money?

Less than half manage money alone; many still defer decisions.

4) Financial Actions Women Plan for 2025

Readiness is rising. Women are eager to act.

Download the Full Report

Discover what is changing, what still needs work, and how we can close the gender savings gap together.

Disclaimer:
The “Financial Wellbeing at the Workplace Report FY 2024-25” has been compiled by Finsafe India based on data collected from a survey conducted among various workplace participants. Finsafe India is a financial education company that provides training and does not sell any financial products. The information and analysis presented in this report are intended for informational purposes only and do not constitute financial advice. While every effort has been made to ensure the accuracy and reliability of the information provided, Finsafe India does not guarantee the completeness, correctness, or currentness of the data. Finsafe India disclaims any liability for any direct, indirect, or consequential loss arising from any use of the information contained herein.
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