18 blogs
Managing Finances During Uncertain Times
Income disruption may be difficult to predict, but financial stress does not have to be inevitable. Step up savings, cut high-cost debt and keep a plan for the unexpected.
Read More
How Should Your Financial Plan and Risk Profile Evolve With Age?
Your income, responsibilities and investment horizon change with age. So should the amount of risk you take — from your 30s through retirement.
Read More
Beyond Mutual Funds: Exploring New Investment Opportunities and What Investors Should Know
Corporate bonds, REITs, InvITs, PMS and GIFT City can look attractive. Evaluate risks, costs, liquidity and how each product fits your overall asset allocation first.
Read More
Why We Need a Higher Education Savings Fund in India
Parents often save for education in an ad-hoc way and struggle with instrument choice. India needs a dedicated college savings fund on the lines of NPS and US 529 plans.
Read More
High Credit Card Debt? Could Your Idle Gold Help?
If expensive revolving credit card debt is stretching you thin, a carefully structured gold loan against unused jewellery may help you refinance at a lower cost.
Read More
When Money Is on Your Mind: 7 Ways to Reduce Financial Stress
Money worries are rarely about money alone. Seven practical steps—from knowing your numbers to asking for help—to feel more in control of your financial wellbeing.
Read More
Loan Against Shares & Loan Against Mutual Funds: The Guide to Smart Borrowing
LAS and LAM let you borrow against your portfolio at lower rates than personal loans—without selling holdings or triggering capital gains tax. Here is what to know before you borrow.
Read More
Prioritising the Right Goals is Key to an Investor's Financial Freedom
With many goals and limited funds, it becomes difficult to decide which goal to invest for first, where to invest and how to allocate windfall gains or bonuses among financial goals.
Read More
ITR 2 Filing With The RSUs: Step-by-Step Filing Process On The Income Tax Portal
A complete step-by-step guide for Indian residents on filing ITR-2 with RSUs — from logging into the e-filing portal to reporting foreign assets, capital gains, and e-verifying your return.
Read More
ITR Filing Of Foreign Stocks/ RSUs
As the tax season approaches, Indian residents investing in US stocks/ RSUs face a distinct set of tax implications. With the Indian Income Tax Department sharpening its scrutiny of foreign income and assets, accurate disclosure and timely compliance have become more important than ever.
Read More
Should you invest in electronic gold receipts?
EGRs are exchange-traded securities linked to standardised physical gold of specific purity and mass. Each EGR is backed by 100 per cent physical gold.
Read More
Mastering the Credit Card Matrix: From Debt Traps to Free Five-Star Stays
Credit cards are often misunderstood, frequently labeled as dangerous "debt traps" or unnecessary for those who already have money. However, when viewed correctly, a credit card is simply a payment…
Read More