Articles – Private

The spending saving conundrum

The spending saving conundrum

What we plan for ourselves isn’t always what life plans for us. Mansi, 50, was preparing for a peaceful retired...

The spending saving conundrum

The spending saving conundrum

This is a common dilemma individuals face – save or spend. It ultimately boils down to choosing retirement savings or...

Why it is time to focus on big financial goals

Why it is time to focus on big financial goals

Focusing too much on micro-wins can mean higher spending as it is only when one has high spends that one...

NEW NPS, EPF RULES: TIME TO TEST YOUR RETIREMENT PLAN?

NEW NPS, EPF RULES: TIME TO TEST YOUR RETIREMENT PLAN?

India’s retirement landscape is abuzz with a series of new developments. Several recentannouncements concerning the national pension system (NPS) and...

Information from peer groups & social media cannot guide financial planning

Information from peer groups & social media cannot guide financial planning

A recent survey report – the Investor Survey 2025 from the Securities and Exchange Board of India (Sebi), in collaboration...

REALTY VS EQUITY: IS A SECOND HOUSE AN INVESTMENT?

REALTY VS EQUITY: IS A SECOND HOUSE AN INVESTMENT?

For decades, investment in real estate was considered a surefire way to wealth. But does that still hold true today?...

Mistakes to avoid with the emergency fund

Mistakes to avoid with the emergency fund

It is well known that the emergency fund is an absolute necessity for every family. During the Covid time, it...

Should one prioritise settling high-cost loans? It depends

Should one prioritise settling high-cost loans? It depends

Taking debt is easy, repaying it is not. One dilemma borrowers face is on deciding which loan to prioritise for...

Crypto craze: Should you join the party?

Crypto craze: Should you join the party?

Bitcoin prices recently crossed $1,20,000 which translates to almost 90% year on year return! No wonder investor interest in cryptocurrencies...

What is mis-selling and how to safeguard yourself from it.

What is mis-selling and how to safeguard yourself from it.

Mis-selling of financial products is becoming more and more rampant. While insurance policies may lead the pack in terms of...

The risks of pitching your money in unregulated assets

The risks of pitching your money in unregulated assets

Of late, investors, especially the younger ones, have got on to the bandwagon of making quick returns. For them investments...

Is investing in corporate bonds worth the risk?

Is investing in corporate bonds worth the risk?

Those wanting higher returns from debt investments can consider credit risk funds. These invest 80-85 percent of their portfolio in...

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