Articles – Private

No change in taxes: It is time to focus on post-tax returns

No change in taxes: It is time to focus on post-tax returns

  The much-awaited budget has come and gone without any tax changes, much to the disappointment of many. Given that...

Impactful Budget 2026 Tax & Personal Finance Changes

Impactful Budget 2026 Tax & Personal Finance Changes

✅ 1. Share Buyback Taxation – Relief for Retail Investors Earlier, profits from share buybacks were taxed at the investor’s...

Budget 2026: No change in Income Tax slab for Financial Year 2026 – 2027

Budget 2026: No change in Income Tax slab for Financial Year 2026 – 2027

he Finance Minister did not announce any changes to income tax slabs under either the old or the new tax...

Should you invest in silver in 2026?

Should you invest in silver in 2026?

Silver took centre stage in 2025 with 150% returns, outpacing gold and equities. The rally was driven by a sustained...

Navigating retirement solo- an unspoken reality

Navigating retirement solo- an unspoken reality

What we plan for ourselves isn’t always what life plans for us. Mansi, 50, was preparing for a peaceful retired...

The spending saving conundrum

The spending saving conundrum

This is a common dilemma individuals face – save or spend. It ultimately boils down to choosing retirement savings or...

Why it is time to focus on big financial goals

Why it is time to focus on big financial goals

Focusing too much on micro-wins can mean higher spending as it is only when one has high spends that one...

NEW NPS, EPF RULES: TIME TO TEST YOUR RETIREMENT PLAN?

NEW NPS, EPF RULES: TIME TO TEST YOUR RETIREMENT PLAN?

India’s retirement landscape is abuzz with a series of new developments. Several recentannouncements concerning the national pension system (NPS) and...

Information from peer groups & social media cannot guide financial planning

Information from peer groups & social media cannot guide financial planning

A recent survey report – the Investor Survey 2025 from the Securities and Exchange Board of India (Sebi), in collaboration...

REALTY VS EQUITY: IS A SECOND HOUSE AN INVESTMENT?

REALTY VS EQUITY: IS A SECOND HOUSE AN INVESTMENT?

For decades, investment in real estate was considered a surefire way to wealth. But does that still hold true today?...

Mistakes to avoid with the emergency fund

Mistakes to avoid with the emergency fund

It is well known that the emergency fund is an absolute necessity for every family. During the Covid time, it...

Should one prioritise settling high-cost loans? It depends

Should one prioritise settling high-cost loans? It depends

Taking debt is easy, repaying it is not. One dilemma borrowers face is on deciding which loan to prioritise for...

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