Articles – Private

Tax saving on donations is not a given. Know why

Tax saving on donations is not a given. Know why

Not all donations qualify for 100% deduction. Every fund/charitable institution is eligible for either 50% or 100% deduction with or...

Prioritizing the right goals is key to an investor’s financial freedom

Prioritizing the right goals is key to an investor’s financial freedom

With many goals and limited funds, it becomes difficult to decide which goal to invest for first, where to invest...

Soaring gold prices & the glint of sovereign bonds for the metal

Soaring gold prices & the glint of sovereign bonds for the metal

Gold ETFs have lost their sheen due to change in the tax structure from this financial year. Gold ETF returns...

The new withdrawal rules for NPS: Why it is a better option

The new withdrawal rules for NPS: Why it is a better option

The new rules make NPS the best retirement scheme in India. Most people do not take formal financial advice and...

Raising children to be financially responsible

Raising children to be financially responsible

My heart swelled with pride on hearing my 18-year old’s budgeting tricks in college. Being a financial educator, it was...

Should you pledge gold to invest in equities?

Should you pledge gold to invest in equities?

What looks like an easy arbitrage — borrowing at 8.5 percent and investing at 12 percent — is not so...

RETIREMENT: WHYYOU SHOULD AVOID THESE MISTAKES

RETIREMENT: WHY
YOU SHOULD AVOID THESE MISTAKES

Achieving the financial goal of amassing a retirement corpus can be very challenging. Some days back, I got a call...

How to overcome the dilemma of financial planning

How to overcome the dilemma of financial planning

Sridhar, 52, is among the many people I have interacted in his age group who are facing difficult money-related decisions....

Are passive funds better than other funds?

Are passive funds better than other funds?

These are a few misconceptions about passive funds, which lead investors to make some wrong decisions about passive funds. Passive...

NCDs, invoice discounting offer high returns but is the risk worth it?

NCDs, invoice discounting offer high returns but is the risk worth it?

A non-convertible debenture could be secured but retail investors may not be the first in line for a claim if...

Watch out as you loosen those purse strings this festive season

Watch out as you loosen those purse strings this festive season

A spending detox will be required post the festive season. This means locking away credit cards, having no access to...

When and why portfolio reviews are necessary

When and why portfolio reviews are necessary

Before the portfolio review, it is important that investments be done based on a financial plan. Tax filing done, it...

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