Articles – Private

Post-budget, here are the products that investors need to focus on now

Post-budget, here are the products that investors need to focus on now

Synopsis: The budget proposes to tax returns from listed MLDs as income from other sources and rightly so, since MLDs...

Budget 2023: Forget tax saving, focus on tax efficiency

Budget 2023: Forget tax saving, focus on tax efficiency

For the rapidly expanding middle class, the budget has proposed to make tax planning easier Focussed on simplification and rationalisation...

How to write a frictionless will and pass on assets to your loved ones

How to write a frictionless will and pass on assets to your loved ones

Apart from deciding how much each of your heirs will inherit, there are some factors to consider while preparing your...

Don’t rely on insurance agents or CAs for financial advice

Don’t rely on insurance agents or CAs for financial advice

A financial planner can give a deeper perspective and exact calculations on insurance needs Last week, I came across a...

Memo to investors: Outsmart your own biases

Memo to investors: Outsmart your own biases

Recency Bias is very common and investors tend to rely on recent information for financial decisions over long-term objective data...

Can the salaried ever achieve financial freedom? Here are 3 easy steps to do so

Can the salaried ever achieve financial freedom? Here are 3 easy steps to do so

Just setting aside money every month from your salary is not enough if much of it goes into bank deposits....

Key mistakes to avoid while investing

Key mistakes to avoid while investing

Speculation is really the most dangerous when it is the easiest I have often cautioned investors about investing in stocks...

Too many options are confusing new investors

Too many options are confusing new investors

With over 2,500 mutual fund schemes, a multitude of insurance plans and over 5,000 stocks, besides stock baskets, PMS, AIF,...

Buying a property for rental income? Think again

Buying a property for rental income? Think again

With the demand for housing in urban areas going up due to people returning back to work, rentals have been...

Buying bonds from fintech platforms? Convenience might come at cost of safety

Buying bonds from fintech platforms? Convenience might come at cost of safety

Over the past 1.5 years, I have received many queries about direct bond investments available on bond platforms. Given the...

Now is the time to learn from investing misconceptions

Now is the time to learn from investing misconceptions

Investing isn’t about making short term gains but creating the right balance which drives returns in the long term. Let’s...

Only 27% of surveyed individuals have an emergency corpus and insurance

Only 27% of surveyed individuals have an emergency corpus and insurance

Indians are financially unprepared for medical emergencies and job losses, revealed a survey conducted by this author’s financial education firm....

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