Articles – Private

Too many options are confusing new investors

Too many options are confusing new investors

With over 2,500 mutual fund schemes, a multitude of insurance plans and over 5,000 stocks, besides stock baskets, PMS, AIF,...

Buying a property for rental income? Think again

Buying a property for rental income? Think again

With the demand for housing in urban areas going up due to people returning back to work, rentals have been...

Buying bonds from fintech platforms? Convenience might come at cost of safety

Buying bonds from fintech platforms? Convenience might come at cost of safety

Over the past 1.5 years, I have received many queries about direct bond investments available on bond platforms. Given the...

Now is the time to learn from investing misconceptions

Now is the time to learn from investing misconceptions

Investing isn’t about making short term gains but creating the right balance which drives returns in the long term. Let’s...

Only 27% of surveyed individuals have an emergency corpus and insurance

Only 27% of surveyed individuals have an emergency corpus and insurance

Indians are financially unprepared for medical emergencies and job losses, revealed a survey conducted by this author’s financial education firm....

Is Employee Provident Fund still a good choice?

Is Employee Provident Fund still a good choice?

  There is a general sense of despair with Employee Provident Fund (EPF) rates being confirmed at 8.1% per annum...

How new investors can handle their first bear market

How new investors can handle their first bear market

Many investors who had started investing in the last two years, are experiencing their first bear market. None of the...

Investment-linked life insurance schemes are conning you

Investment-linked life insurance schemes are conning you

My friend Shilla called up distraught and shocked. As part of portfolio consolidation, she had surrendered some endowment insurance policies...

Guarding yourself from misselling and bank frauds

Guarding yourself from misselling and bank frauds

An elderly acquaintance Mr Sahni, called asking for help. He was checking his bank statement and noticed that some monies...

How to ensure your portfolio is inflation-proof

How to ensure your portfolio is inflation-proof

In the last couple of years, Indian investors have had to face what they have never experienced before. Fixed deposit...

Retirement planning is also about what you are retiring to

Retirement planning is also about what you are retiring to

I recently watched Sharmaji Namkeen and would highly recommend others to see it.  Not only because it stars the one...

Should you opt for pension-cum-insurance products?

Should you opt for pension-cum-insurance products?

Certain insurance agents can ask you to buy a pension-cum-insurance product to solve two significant financial problems. These insurers‘ products typically...

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