FinLeap – Articles

Keep calm, stay invested…this too shall pass

When markets decline and fear sets in, investors feel it is better to sell off investments and shift to cash, with the hope of getting back in when the market outlook feels more promising.After 29 years, the Nifty 50 has had the longest losing streak with a continuous correction over the last 5 months. At

Keep calm, stay invested…this too shall pass

When markets decline and fear sets in, investors feel it is better to sell off investments and shift to cash, with the hope of getting back in when the market outlook feels more promising. After 29 years, the Nifty 50 has had the longest losing streak with a continuous correction over the last 5 months.

Union Budget 2025 | Where to deploy that extra funds in hand from income tax relief received

Instead of paying the EMI, if the individual decides to invest the Rs 45,000 in an equity mutual fund for 20 years – assuming an annual return of 12%, the corpus at the end of 20 years would be Rs 37.50 lakh. Budget 2025 has given a bonanza to the middle class in India by

How not to lose money in 2025

Social media or ‘finfluencer’ videos are the go-to information source for anybody wanting to make a quick buck. A recent study found that 72 per cent of stock recommendations given, from 2018 to 2022, by finfluencers with above 5,00,000 following ,failed to perform. The new year beckons. Market indices performed well in 2024 with midcap

Is your investment portfolio really underperforming? Don’t blame your advisor

‘My portfolio is underperforming.  My advisor has not recommended the right funds, and I have had an opportunity loss,’ is often a common grouse of many investors. But is it really the case? Or could it be a case of wrong expectations? For instance, there are investors who are not willing to take risks but

Is Digital Gold Leasing a Good Option ?

With gold prices rising by above 30 per cent in the past year, the interest in gold investing has picked up significantly. With the lack of primary issues of the sovereign gold bond(SGB) and secondary market liquidity too being limited, investors are looking for other means of investing in gold financially. One such option being

Employee fraud or data leak? How a credit card holder got lured by an upgrade promise, and ways to protect yourself

The Bengaluru Police said on October 15 that it had arrested eight people, including a manager and three sales executives of Axis Bank in connection with a racket promising hefty returns through stock investments. This fraud is said to have occurred at the bank’s Nagarabhavi branch in West Bengaluru. Fraudulent transactions amounting to Rs 97 crore

A long bull run has made huge returns seem normal. Time to curb your enthusiasm.

“Earn ₹200 crore in 30 years through a ₹5,000 monthly SIP in a smallcap index,” screamed a video on social media. The video rather boldly based the calculations on the 30% annual returns of a Nifty Smallcap 250 index fund over the past five years. While such returns are attractive, they’re not sustainable. Here’s why. First, you

Will the Systematic Withdrawal Plan give you fantastic returns?

Systematic withdrawal plan in a mutual fund scheme is used to redeem money every month to earn some sort of regular income. But it’s best done from a debt fund, instead of an equity fund. Of late, there have been many questions from investors regarding systematic withdrawal plan (SWP). The typical question is how to

Exuberant Markets: Time for a reality check

Even investors moving funds from fixed deposits or taking loans should reconsider their strategy and keep in mind that markets always revert to the mean. The party in the stock markets seems to be lasting forever. Recently,  a two-wheeler dealer with less than ten employees received bids worth Rs 4800 cr for a Rs 12

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