Articles

Why comfort is a deterrent to growing wealth

Why comfort is a deterrent to growing wealth

In investing, what is comfortable is rarely profitable. Yet, most investors tend to invest in what is easy and comfortable...

The art of streamlining cash-flows post-retirement

The art of streamlining cash-flows post-retirement

The older generation often faces a conundrum with respect to utilisation of their finances Health and wealth – the two...

23% of salaried people aren’t prepared for financial emergencies: Survey

23% of salaried people aren’t prepared for financial emergencies: Survey

Saving money is a big challenge for individuals — 57 percent of those surveyed saved less than 20 percent of...

Financial decisions to be taken this fiscal year

Financial decisions to be taken this fiscal year

There are two financial decisions on everybody’s mind – if one should go for a higher contribution to the employee...

Talk inheritance with your spouse before it’s too late

Talk inheritance with your spouse before it’s too late

Be aware of what you own and owe and check all financial documents This is the story of Mrs Seema,...

Women’s Day 2023: Two investments she should get rid of without delay

Women’s Day 2023: Two investments she should get rid of without delay

Physical gold and insurance plans that were bought for steady returns do not help create wealth. There are better alternatives....

Why do women need to embrace equities

Why do women need to embrace equities

Synopsis : A quick calculation throws up a startling number – during a lifetime of working, women end up with...

What the higher pension option means for EPFO subscribers

What the higher pension option means for EPFO subscribers

For subscribers it is a choice of flexibility vs predictability of income at retirement for life The EPFO has recently...

Post-budget, here are the products that investors need to focus on now

Post-budget, here are the products that investors need to focus on now

Synopsis: The budget proposes to tax returns from listed MLDs as income from other sources and rightly so, since MLDs...

Budget 2023: Forget tax saving, focus on tax efficiency

Budget 2023: Forget tax saving, focus on tax efficiency

For the rapidly expanding middle class, the budget has proposed to make tax planning easier Focussed on simplification and rationalisation...

How to write a frictionless will and pass on assets to your loved ones

How to write a frictionless will and pass on assets to your loved ones

Apart from deciding how much each of your heirs will inherit, there are some factors to consider while preparing your...

Don’t rely on insurance agents or CAs for financial advice

Don’t rely on insurance agents or CAs for financial advice

A financial planner can give a deeper perspective and exact calculations on insurance needs Last week, I came across a...

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