Articles

Memo to investors: Outsmart your own biases

Memo to investors: Outsmart your own biases

Recency Bias is very common and investors tend to rely on recent information for financial decisions over long-term objective data...

Can the salaried ever achieve financial freedom? Here are 3 easy steps to do so

Can the salaried ever achieve financial freedom? Here are 3 easy steps to do so

Just setting aside money every month from your salary is not enough if much of it goes into bank deposits....

Key mistakes to avoid while investing

Key mistakes to avoid while investing

Speculation is really the most dangerous when it is the easiest I have often cautioned investors about investing in stocks...

Too many options are confusing new investors

Too many options are confusing new investors

With over 2,500 mutual fund schemes, a multitude of insurance plans and over 5,000 stocks, besides stock baskets, PMS, AIF,...

Buying a property for rental income? Think again

Buying a property for rental income? Think again

With the demand for housing in urban areas going up due to people returning back to work, rentals have been...

Buying bonds from fintech platforms? Convenience might come at cost of safety

Buying bonds from fintech platforms? Convenience might come at cost of safety

Over the past 1.5 years, I have received many queries about direct bond investments available on bond platforms. Given the...

Now is the time to learn from investing misconceptions

Now is the time to learn from investing misconceptions

Investing isn’t about making short term gains but creating the right balance which drives returns in the long term. Let’s...

Only 27% of surveyed individuals have an emergency corpus and insurance

Only 27% of surveyed individuals have an emergency corpus and insurance

Indians are financially unprepared for medical emergencies and job losses, revealed a survey conducted by this author’s financial education firm....

Is Employee Provident Fund still a good choice?

Is Employee Provident Fund still a good choice?

  There is a general sense of despair with Employee Provident Fund (EPF) rates being confirmed at 8.1% per annum...

How new investors can handle their first bear market

How new investors can handle their first bear market

Many investors who had started investing in the last two years, are experiencing their first bear market. None of the...

Investment-linked life insurance schemes are conning you

Investment-linked life insurance schemes are conning you

My friend Shilla called up distraught and shocked. As part of portfolio consolidation, she had surrendered some endowment insurance policies...

Guarding yourself from misselling and bank frauds

Guarding yourself from misselling and bank frauds

An elderly acquaintance Mr Sahni, called asking for help. He was checking his bank statement and noticed that some monies...

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